Version: 1.0
Effective Date: 2026-11-09
Governing Law: Federal Republic of Nigeria
These terms form part of the Kushi Terms of Service. They apply to every reward Kushi runs on Kushi Housing.
1. What a reward is
From time to time Kushi Digital Innovations Ltd ("Kushi") pays a cash reward to users who reach a goal, such as publishing a number of listings. The rewards running now, with the rules for each, are shown at housing.kushi.ng/rewards and on your host home in the Kushi app and website.
Each reward states:
- the amount;
- the goal (for example, 10 live listings);
- the verification level a listing needs to count (for example, address verified or higher);
- the date from which listings count;
- the end date, if there is one.
If anything on a reward's page differs from these terms, the reward's page applies to that reward.
2. Who can take part
Any Kushi user can take part, whether they are a landlord, an agent, a property manager or any other host. There is no sign-up step: your listings count automatically while a reward is running.
3. Which listings count
A listing counts toward a reward when all of the following are true:
- You created it on or after the reward's start date. Listings created before a reward started do not count, even if they are published or verified later.
- It is live (published and visible on Kushi).
- It has reached the reward's verification level or a higher one.
- It is a genuine listing of a real property that you are entitled to list (see Section 6).
A property with several units counts as one listing, however many units it has.
Your progress on your host home updates as your listings go live and are verified.
4. Claiming
When you reach the goal, a Claim button appears on the reward on your host home. To claim:
- your BVN must be verified on Kushi; and
- you must choose a bank account in your own name. Kushi checks the account name with the bank, and it must match the name on your Kushi profile.
You can claim each reward once. If a reward has a limited number of places, a claim holds a place as soon as you make it. If a claim is turned down, its place is freed for someone else.
You must claim while the reward is running. Claims made before a reward ends are still reviewed and paid after it ends.
5. Review and payment
Kushi's team reviews every claim to confirm the listings are genuine. We aim to review claims within 2 working days.
Once a claim is approved, the reward is sent automatically by bank transfer to the account you chose, usually within minutes. Kushi pays any transfer fees. You can see where your claim is on your host home: checking, approved, paid, or not approved with the reason.
If a transfer fails (for example, because the bank rejects it), Kushi retries it and our team will contact you if it still cannot be paid.
Once a reward is paid, it is yours. Kushi will not ask for it back because a listing is later taken down, rented out or changed, except where the claim was dishonest (see Section 6).
6. When a claim can be turned down
Kushi may turn down a claim, or recover a reward already paid, where:
- listings are fake, copied from another listing or another site, or describe a property that does not exist;
- the same property has been split into separate listings to reach the goal;
- you are not entitled to list the property (for example, you are not its owner or are not authorised by the owner);
- the person claiming has used someone else's identity, BVN or bank account; or
- the claim otherwise breaks the Kushi Terms of Service.
When a claim is turned down, we tell you why on your host home. If you think we have made a mistake, contact support and our team will look at it again.
7. Changing or ending a reward
Kushi may end a reward, or change its end date or number of places, at any time. A reward also ends when its end date passes or all its places are claimed. Once a reward has been claimed by anyone, Kushi will not change its amount, goal or verification level.
Ending a reward does not affect claims already made.
8. Contact
Questions about a reward or a claim: housing.kushi.ng/contact or info@kushicorp.com.